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Payday Loans Online Direct Lenders, This is not a lender, does not make lending choices, or provide payday loan directly. Payday Loans Online Direct Lenders keyword is a match service for lead consumers, and does not constitute any payday advance provider or lending service. Payday Loans Online Direct Lenders provides this connecting service at no cost, and guarantee that a completed program. Money transfer times may vary between lender and in some circumstances. faxing is not required. This service isn’t available in all states and the states serviced may change from once in a while without notice. Typically lenders won’t perform credit exams.